e-life Ghana provides a fast, convenient, safe and inexpensive way to transfer money using your personal mobile phone. e-life Ghana lets you send or get money from a loved one or friend, instantly when they need it most. Paying your utility bills and recharging your mobile phone are just a few of the exciting possibilities of using e-life Ghana . As the first mobile payment service created exclusively for the mobile phone, e-life Ghana works on any mobile phone and with any wireless carrier to provide consumers the security and convenience of mobile payments.
e-life Ghana uses a proven, secured and reliable payment transaction platform that is currently deployed in several countries. The robust transaction engine interacts with various devices: mobile phones, ATMs, third party merchant network systems, prepaid platforms, bill payment systems, and various other service providers.

At the core of the system is a core application and payment system running in a secured and highly scalable, industrial strength servers. It provides streamlined authentication, authorization, wallet and payment services to consumers and value-added business partners like leading banks, mobile operators, utility companies, merchants, and event organizers. It serves as a major hub for businesses and consumers alike to transact and settle payments conveniently.

 

Key features of the system:

Real-time and highly scalable transaction management system.

Capable of handling un-banked customers, increase efficiency on payment process and collections.

User-friendly interface for customers, administrators, and business partners.

Specialized interface with external systems that give the business partner the ability to extend data services to its current and prospective customers.

For the mobile operators, provides a reliable real time prepaid e-Top up solution without the production of expensive physical prepaid cards or vouchers.

Allows real-time point-to-point payments and funds transfer with instant confirmation & transaction updating at the service providers system.

Complies with stringent banking operation and audit requirements.

Provides a dynamic platform for merchants and financial institutions to cross sell and market products to prospective customers.

Choice of payment options viz. cash, debit or account transfers.

Clear and easy-to-use report interface for consumers and business partners.