Mobile Top up:

Mobile Top-up allows the distribution and sale of prepaid airtime through a much wider base of merchants than is currently possible using vouchers or scratch cards. This electronic recharge method links directly with the operator’s billing system, bypassing vouchers, and enables agents to securely recharge subscribers’ mobile with a wide range of devices including using the agents’ mobile phone as a POS device or a bank ATM or website completing the top-up for third party recharges.

Direct top-up application to end customers enables subscribers to directly recharge their prepaid card and that of others from their mobile phone (or other electronic channels) without the use of vouchers. The system allows subscribers to top-up their account using the easiest way for them to do so, by sending a text message, visiting an ATM or over the web for example.

Mobile wallet:

The mobile wallet application enables organizations to launch banking services to ‘Un-banked’ individuals and communities typically excluded from traditional banking facilities. These services allow un-banked customers perform banking transactions over their mobile phone. The services can be provided both in-market and cross-border, and include cash loading, cash withdrawal, peer-to-peer payments, bill payments and international money transfer.

Bill Payments:

Bill payment services allow bill payment intermediaries to offer bill payment services to utilities and other organizations (e.g. to pay your electricity or water or postpaid bill of your credit card, phone, mobile, insurance premiums of health, general, life and other insurance products, government taxes, school fees, donations, or subscription payments for your magazines).

Mobile Remittances:

Mobile subscribers can do money transfer through an agent to a donor mobile within or outside the country by using their mobile phone. This can be done by paying cash, or directly debiting the mobile phone account or by debiting a previous registered credit or debit card. It is a secure, fast, convenient, and cheaper way of remitting cash than using traditional means. The money received can be withdrawn or transferred as above to a persons’ or an agent’s mobile wallet for cash.

Micro Banking services:

These services would be available to the people those who don’t have a bank account, our platform accepts cash from the customer and transfer to the service provider or payee.

Value added services:

All the value added services offered by e-life Ghana would be available through direct merchants or third party systems, including banks, retailing outlets, e-commerce and other sites who offer core services and we run the value added services for these companies.

Others:

Wait for this section, there would be many products available on your mobile.